Privacy Policy

Last Updated: February 24, 2026

1. Introduction

Welcome to Кредит онлайн - Позики Тут ("we," "our," or "the App"), operated by NARODNYI KREDYT KS. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

Important Notice: Кредит онлайн - Позики Тут is a loan aggregator and marketing platform. We are NOT a bank, credit institution, or direct lender. We act solely as a marketing partner, connecting users with third-party financial service providers. Loan decisions are made exclusively by partner lenders under their own terms and policies.

2. Information We Collect

We collect the following categories of data when you use our App:

2.1. Identifiers

• Device ID: We collect your device identifier to enable analytics and to track user activity across other apps and websites owned by partner companies. This data is used for analytics purposes and for tracking purposes.

2.2. Usage Data

• Advertising Data: We collect information related to your interaction with advertisements shown in the App, including ad impressions and clicks. This data is used for analytics purposes to measure the effectiveness of advertising campaigns.

3. How We Use Your Information

We use the collected data for the following purposes:

• Analytics: To analyze App usage, understand user behavior, and improve App performance and user experience;
• Advertising Measurement: To measure the effectiveness of ad campaigns and optimize marketing spend;
• Tracking: Your Device ID may be used to track you across apps and websites owned by other companies for the purposes of targeted advertising and marketing attribution;
• Partner Referrals: When you select a loan offer, you will be redirected to the partner lender's platform, where their own privacy policy and terms of service apply.

4. Data Sharing

We may share the data we collect with the following parties:

• Advertising Networks: We work with third-party advertising partners who may receive your Device ID and advertising interaction data for the purpose of targeted advertising and tracking;
• Analytics Providers: We use third-party analytics services to process usage data and help us understand how the App is used;
• Partner Lenders: We may share anonymized interaction data with financial service partners to facilitate loan offer matching;
• Legal Compliance: We may disclose data if required to do so by law or in response to valid legal requests.

Disclaimer: We are not responsible for the privacy practices of partner lenders or third-party services. Please review their privacy policies before submitting any personal or financial information to them.

5. Data Retention

We retain collected data only as long as necessary for the purposes described in this Privacy Policy or as required by applicable law. Analytics and advertising data is typically retained for up to 24 months.

6. Security of Your Information

We implement industry-standard administrative, technical, and physical security measures to protect the data we collect. However, no security system is completely impenetrable, and we cannot guarantee the absolute security of your data.

7. Your Rights

You may have the following rights regarding your data, depending on your jurisdiction:

• Request access to or deletion of your data;
• Opt out of personalized advertising through your device settings (e.g., "Limit Ad Tracking" on iOS);
• Withdraw consent for data collection where consent is required.

To exercise these rights, please contact us using the details below.

8. Children's Privacy

Our App is not intended for individuals under the age of 18. We do not knowingly collect data from minors. If you believe a minor has provided us with data, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted in the App with a revised "Last Updated" date. Continued use of the App after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

NARODNYI KREDYT KS
10a vul. Blahovishchenska
Trostianets, Sumska obl., 42600
Email: [email protected]
Phone: +380 545865000